Current Accounts

"Better Banking with your Credit Union"

Our new Current Account is now available to all members.

Perhaps you don’t have a bank account. Perhaps you’ve been hit with high charges in the past. Perhaps you’d just prefer to bank where you matter more than how much money you’ve got.

If so our Current Account could be for you.

Unlike most high street banks we charge a flat weekly fee of £1.20 which pays for the costs of running the account. We then don’t have to make potentially crippling charges of £35 or more if something goes wrong.

No dividend is payable on Current Accounts, so if you want to save you will almost certainly be better off using one of our Saving Accounts.

You need to be a BCU member to apply for the Current Account. If you’re not already a member then click here to find information about joining.

Click here to see some of the features of the account.

Click here to see the charges associated with the account.

Click here to find the application form, full terms and conditions and other documents.

Click here to see information about running your account.

Click here for frequently asked questions.

Lost or stolen card? Call 0845 603 8702 immediately.

Summary Information Advantages Limitations · Access to cash at ATMS · No dividend or interest is payable · Set up direct debits and Standing Orders · No cheque book · Visa Debit card for qualifying members · No real time internet access to your account (though you can email us) · Free same-day transfers from your BCU saving accounts and for loan payouts (subject to cleared funds and any account terms) · Weekly fee when you use the account (you may be able to get a bank account from another institution which is free when you are in credit) · £1.20 flat fee when you use the account, and no high charges when something goes wrong · You can only deposit cheques through your BCU share account, and they may take longer to clear than with some other institutions. · Deal with your usual, friendly staff team · On-line access to view balance and transactions (though this is not real time internet banking)

 Download Current Account T&Cs (61.4kb)

Bristol Credit Union Ltd is authorised and regulated by the Financial Services Authority. Our refernce with them is 213583. We are members of the Financial Services Compensation Scheme, and the Financial Ombudsman Service.