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Tel: 0117 924 7309 Fax: 0117 989 2540 Email:

24 July 2014

NISA - the ISA changes


From 1st July 2014 ISAs have more flexibility, and the amount you can deposit into an ISA will increase.

NISA refers to the New ISA regulations that the Government made earlier this year and which come into effect this Tuesday.

The main changes are:

  • The annual ISA allowance has increased so you can now tuck away up to £15,000 this tax year.
  • You can choose how much of your allowance to put into a Cash ISA or a stocks & shares ISA right up to the £15,000 limit - so you can now use the whole of your annual allowance to deposit into your BCU Cash ISA if you like.
  • You can transfer between Cash ISAs and stocks & shares ISAs in both directions - so you can now transfer previous stocks & shares ISAs into your BCU Cash ISA if that's what you'd prefer.

You can find full details about the BCU Cash ISA here, and it's available to all members - both old and new.

It's the first account we have offered which pays interest (rather than a dividend), with a healthy tax-free 1.2% (variable) currently payable. We also accept transfers in from any of your previous ISAs (including stocks and shares ISAs from Tuesday) - right up to our maximum deposit limit which is £50,000.

If you'd like any more information then or to open an account today just contact us.

Service Point in Knowle


A Community Branch for the Knowle area of the city has opened in the new SOFA Plus shop at Broadwalk Shopping Centre. Open from 10am to 11.30 every Friday for account opening and all applications.

BCU services are also available in the Knowle area every Friday from 9.30am to 11am at the Rework shop at 16 Filwood Broadway.

New Service Point in Cadbury Heath


A new Service Point is open at The Juice Project every Friday from 9am to 12pm every Friday. Based at 56-60 Newton Road, Cadbury Heath, Juice provides a One Stop Shop for community services including the recently opened foodstore.

The new Service Point was launched by Councillor Ian Boulton of South Gloucestershire Council on Tuesday 7th January.


Service Point in Upper Horfield

The Service Point at Upper Horfield Community Centre, Eden Grove, Horfield, Bristol is open Monday to Friday 9am to 4pm.

You can open an account, hand in application forms and get information about BCU services.

The Upper Horfied Community Centre has a variety of different events, courses and classes so it's well worth a visit. Make sure you check out Daisy's Community Cafe at the same time. 

BCU is delighted to be offered this support by the Upper Horfield Community Trust and it's volunteers - a big thank you to them.


Bristol Credit Union Tel: 0117 924 7309 Fax: 0117 989 2540 Email: Web: