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Loans Personal loan

Personal loan

Our Personal loan gives you:

For larger loans from £2,500 to £15,000

  • You need a household income of at least £18,000
  • More competitive interest rates than many high street lenders
  • Interest rate is fixed and depends on how much you borrow
  • Repayments to suit you -weekly, fortnightly, 4-weekly or monthly
  • No application fees or early repayment charges

Interest rate

From £2,500 to £4,999.99 20.9% APR

From £5,000 to £7,499.99 15.9% APR

From £7,500 to £15,000 9.9% APR

Things you should know

  • You must be up to date on any current or previous borrowing with BCU
  • No adverse credit (for example CCJs or payment defaults) in the last 36 months
  • Minimum household income £18,000
  • Minimum time at address at least 2 years
  • You must have the disposable income to meet the loan repayment
  • Maximum loan term is 60 months..

Representative Example

Borrow £3,500 over 24 months, repay £176.72 per month, total amount payable (including interest of £741.26) is £4,241.26. Annual interest rate (fixed) is 19.17%. 20.9% Representative APR.

How to apply


Non Member

How to contact Bristol Credit Union

Main Branch

112/114 Cheltenham Road
Bristol, BS6 5RW

By phone

Call us on 0117 924 7309

By email

Find Us here:
Bristol Credit Union Tel: 0117 924 7309 Fax: 0117 989 2540 Email: info@bristolcreditunion.org.uk Web: http://www.bristolcreditunion.org
© Bristol Credit Union 112/114 Cheltenham Road, Bristol BS6 5RW Tel: 0117 924 7309